Commercial Real Estate Financing

---

Lock in long-term financing with no balloon payment
Key Features

• Best Alternative private capital loans
• No Taxes Needed 
• Great for qualifying W-2, self-employed investors and small business owners
• Based on property value and its revenue generating potential 
• Interest Only Options Available (1-10 year) 

Property Types 

• Multi-Family 
• Mixed Use Office 
• Industrial 
• Retail Storage 
• Automotive      

  Acceptable Situations  

• Investor or Owner Occupied
• Experience First time buyers are eligible for investment 1-unit properties
• Bankruptcy/NOD Discharge 1 day. (50% LTV or Less) 
• Mortgage Lates OK
• Title Seasoning 1 day. (50% LTV or Less) No Income Verification - Simple documentation
• Appraisal Process and Fee 
• Impounds Required for property taxes and insurance. 
• Foreign Investors YES

Loan Amounts

• Minimum loan amount for Multi-Family, Mixed-Use and Commercial is $100K to $5MM

 Key Features

• Purchase LTV – Up to 80% 
• Refinance LTV – Up to 70% 
• Loan Amount – Up to $5,000,000 
• Term – 30 Years Fixed 
• Interest Rate – starts at 4.5% 
• Pre-Payment Penalty – 3 or 5 Years 
• Minimum Credit Score – 620 
• Nationwide Foreign Nationals - Yes 
• Foreign Nationals LTV - up to 65%

Our ARV Pro loan is designed for independent real estate investors who are often tough to qualify. Renovations are hard work and finding the right financing solution should be simple and quick.  Based on the property’s “after repaired value” (ARV), it’s the best short-term, interest only solution for financing and improving property value for fix-and-flip investors.

 
Key Features: 

• Allows borrowers to finance improvements 
• Great for borrowers who need a quick close  
• An interest only 1 year term provides lower monthly payments
• Higher LTV than Most Lenders 
• Available for Investor 1-4 properties (SFR, Condo and 2-4 Units)

We Fund:

• 80% of acquisition (100% available full doc)
• 100% of the rehab budget
• We will allow up to 80% of the ARV 
• Rates as low as 7.49% 
• 12 Month I/O 
• No PPP (Pre Pay Penalty) 

 We help builders, developers, & investors finance new construction projects for single family, multi-family and most commercial asset class.

Key Features

• Prefer Major Markets
• No Cap on loans amounts
• Rates as low as 4.5%-9%
• Interest only with extensions available for residential construction
• We offer ground up construction across the country up to 100% over construction costs for both, residential and commercial asset classes 
• We will fund up to 70% LTV of the land purchase
• 70% Credit at closing (if property was purchased within the past 6 months) 
• The loan is based on ground up experience 
• First Timers OK!
• 620 start mid-score is allowed 
• Credits given at closing for those who own their land prior to funding
• Private Lending solution for non-conforming borrowers and experienced investors who need money fast!